Disability Insurance

Protects your most valuable asset and your ability to earn an income.

Disability insurance pays cash benefits to the policyholder in the event the insured is unable to work due to sickness or injury. That cash benefit ranges from 50% to 70% of income. The insurance company will not pay more than 70% of income because there must be an incentive to return to work.

Disability Statistics

Disability can happen to anyone, it's more common than you think.
  • There are over 51 million Americans that are classified as disabled, representing 18 percent of the population. 
    U.S. Census Bureau, Public Information Office, November 2008

Our Founder

Knowing what's happening is Good. Making it happen is Better.
Circleville Laurence Harter
Founder/CEO
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Our team of dedicated professionals specialize in assisting clients to prepare for the unexpected, insuring they are well informed every step of the way.