We are an Independent Insurance Agency, which means we work for you not the insurance company.
Your family, your business and your possessions are all important to you, but you may not know how to best protect them.
We believe our clients’ financial security and quality of life deserve the utmost dedication
Specialized Advisers providing Personalized Solutions
Today, health care costs are high, and getting higher. Who will pay your bills if you have a serious accident or a major illness? You buy health insurance for the same reason you buy other kinds of insurance, to protect yourself financially. With health insurance, you protect yourself and your family in case you need medical care that could be very expensive.
Disability insurance pays cash benefits to the policyholder in the event the insured is unable to work due to sickness or injury. That cash benefit ranges from 50% to 70% of income. The insurance company will not pay more than 70% of income because there must be an incentive to return to work.
Our team of dedicated professionals specialize in assisting clients to prepare for the unexpected, insuring they are well informed every step of the way.
Laurence Harter